Card Features

Our comprehensive product range significantly differentiates RAKBANK Credit Cards from every other credit card offering in the market. Every RAKBANK Credit Card features all of the following exceptional benefits:

  • Cashback: Up to 5% Cashback overseas, up to 3% Cashback on Titanium and 1% Cashback on all other RAKBANK Credit Cards on total monthly domestic retail purchases.
  • No annual fee EVER: RAKBANK will never charge any annual fees for your Credit Cards
  • Low interest rate on outstanding retail purchases: RAKBANK offers interest rates lower than most banks' credit cards
  • Up to 55 days interest free credit: Take a long breathing space with RAKBANK Credit Cards interest free period
  • FREE Supplementary Cards: Give your family members financial freedom with a RAKBANK Supplementary Card
  • Automatic FREE Purchase Protection: Total peace of mind on your purchases, wherever you are in the world
  • FREE Travel Accident Insurance: Whatever the travel circumstances, you'll always be covered with RAKBANK Credit Cards
  • Highest Cash Advance of up to 80% of Credit Limit: RAKBANK Credit Cards offer flexible Cash Advance amounts at anytime
  • Lowest minimum monthly payment of just 3%: RAKBANK Credit Cards offer the lowest monthly repayment amount of any available credit card.
  • Privileged discounts on dining: Discover RAKfeast– our exclusive fine dining discount scheme only available to RAKBANK Card members. Take advantage of exclusively negotiated shopping discounts at a wealth of premium outlets
  • Exclusive benefits from MMI travel: As RAKBANK Card holder you enjoy 5% discount with MMI travel on tickets, hotel accommodation and holiday packages


Win AED 1,000,000 every year with RAKBANK MasterCard

The more you use your RAKBANK MasterCard, the more chances you get to win a million every year. For every AED 500 spent, you automatically receive one chance to enter the draw. You also benefit from Bonus Chances as well!

  • Credit Card activation: FIVE extra chances to win when you activate your RAKBANK MasterCard
  • Balance Transfer: Every AED 500 of Balance Transfer, gives you ONE chance to enter the RAKBANK MasterCard draw. The more you transfer – the more chances you have. Just transferring your existing balance to RAKBANK MasterCard, gives you ONE Bonus Chance in the draw
  • Credit Card Cheques: Every AED 500 of the total Credit Card Cheque amount, gives you ONE chance to enter the RAKBANK MasterCard draw. The higher your Credit Card Cheque amount the more chances you have. Just requesting a Credit Card Cheque gives you ONE Bonus Chance in the draw.

With so many ways to win, you could be the next lucky winner of AED 1,000,000! Visit our RAKBANK MasterCard Millionaires Club and see our fortunate winners from previous draws!


For more information, please call us on 04 213 0000 or Click here.

Chat with one of our experienced web agents about RAKBANK Balance Transfer Services