RAKBANK Credit Card Titanium Credit Card


With the RAKBANK Titanium Credit Card, you get a host of privileges and benefits unparalleled and unmatched by any other Credit Card. Take a look at what you can expect when owning a RAKBANK Credit Card:

  • Grab up to 5% Cashback on all International Transactions including Cash Advances and Internet Transactions
  • Grab up to 3% Cashback on all Domestic Retail Purchases
  • No annual fee EVER!
  • Low interest rate on outstanding Retail Purchases
  • Win a million! AED 1,000,000 up for grabs every year
  • Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more
  • Up to 55 days interest free credit
  • FREE Supplementary Cards
  • FREE Purchase Protection
  • FREE Travel Accident Insurance
  • FREE Fraud Protection Insurance brought to you by MasterCard. Click here for cover details.
  • Cash Advance of up to 80% of your Credit Limit
  • Privileged discounts on dining and shopping
  • Lowest minimum monthly payment of just 3%
  • Travel in style! Exclusive global discounts and privileges on premium brands and hotels on your Credit Card
  • Pay your Credit Card bills at any RAKBANK ATM or EDM, or one of the following exchange houses: UAE Exchange, Redha Al Ansari Exchange, Al Ansari Exchange, Sharaf Exchange, Al Fardan Exchange or Lulu Exchange outlets

Earn up to 5% Cashback on all International Spends


You will earn up to 5% Cashback on all your international Retail Purchase Transactions, Cash Advances and Internet Transactions.


Earn up to 3% Cashback on Domestic Spends


You also earn up to 3% Cashback on RAKBANK Titanium Cards and 1% Cashback on all other RAKBANK Credit Cards for all your retail purchases in the UAE.


Earn Cashback on all your spends


Monthly Spend Tiers Cashback % on International Spends Cashback % on Domestic Spends
Up to AED 14,999.99 3% 1%
AED 15,000 - AED 29,999.99 4% 2%
AED 30,000 and more 5% 3%
Minimum Monthly Spends Nil Nil
Maximum Cashback per month AED 2,000 AED 1,200

Maximum Value


Let the rewards roll in! Cashback gives you a guaranteed return on everything you buy, from fuel and groceries, to air tickets, jewelry and electronics - anywhere in the world.


Maximum Flexibility


Cashback is credited to your RAKBANK Titanium Credit Card account as and when you request it. Cashback will either be deducted from your current statement balance or redeemed against any further purchases you make.


Redeem at your convenience


Cashback earned can be redeemed up to 15 months. Simply call Phone Banking on
04 213 0000 or log on to Internet Banking to request a redemption.


To view the Titanium Credit Card's exclusive offers and privileges, click here


RAKfeast is a deliciously exclusive dining discount programme. Just use your RAKBANK Card to pay for meals and beverages at a wide range of participating restaurants and you can enjoy great savings. Click here for RAKfeast offers across leading restaurants and click here for delectable discounts in Abu Dhabi. Bon appetite!


How do I get a Credit Card?


Simple, just fill in a few details about yourself in our online application form and someone will be in touch with you shortly.


Click here for Service and Price Guide.


Apply now

Terms and Conditions apply.

Chat with one of our experienced web agents about RAKBANK Balance Transfer Services