Hospital Cash Benefit

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Your daily cash benefit if hospitalised

Nobody likes spending time in hospital, but we can help make your stay more comfortable with Hospital Cash Benefit* policy, brought to you by RAKBANK, offered by Oman Insurance Company in Dubai, UAE.


Hospital Cash Benefit policy provide you with a daily cash benefit if you're hospitalised for a minimum period of 24 hours due to sickness, an accident or maternity. It also helps meet any incidental expenses which include supplementary medicines, ambulance charges and other miscellaneous expenses that are generally not covered in the standard medical insurance policies of many companies.


Look at what Hospital Cash Benefit policy covers

  • Adults get cash benefit of up to AED 8,000 per day and children get up to AED 2,000 per day, for up to 60 days per year
  • Hospitalizations due to Maternity** is covered for up to 7 days
  • Children can also be included under the insurance policy for both Sickness and Accidents
  • Get a 10% discount on Family Cover***
  • Enjoy one-month free coverage if you pay annually
  • Purchase your policy by using your Credit Card / Direct Debit to your RAKBANK Account
  • Choice of payment frequencies: Monthly, Quarterly, Half Yearly or Annual
  • No Hospital Network Restriction


Plans available ****

Plans Cash benefit per day
  Adult Child
Plan 1 1,000 200
Plan 2 2,000 400
Plan 3 4,000 1,000
Plan 4 8,000 2,000
All amounts in AED

**** Monthly premiums start from as low as AED 90 for adults and AED 25 for children


There’s more

  • It's easy to enroll
  • Available 24/7 in the UAE, extended to worldwide in an emergency
  • Flexible payment modes - Credit Card, Direct Debit to RAKBANK Account
  • Get Cashback! Pay your premiums with a RAKBANK Credit Card


Eligibility

  • UAE residents
  • Minimum age at entry for adults is 18 years
  • Maximum age at entry for adults is 64 years
  • Maximum coverage age is 65 years for adults
  • Minimum age at entry for children is 6 months
  • Maximum age at entry for children is 18 years
  • For a full time student, unmarried and primarily dependant on the insured person, maximum age at entry is 23 years

* Insurance is offered by Oman Insurance Company exclusively for all RAKBANK customers and subject to approval. Insurance Policy Terms and Conditions apply.

** Hospitalisation due to maternity is covered only if both primary applicant & spouse are enrolled under the policy

*** All UAE resident family members, i.e. parents, spouse and children must be covered along with the primary applicant to avail 10% discount

  • RAKBANK Online Banking
  • RAKBANK Online Banking -Personal
  • RAKBANK Online Banking -Corporate
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