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Your future is bright
Life is full of surprises, and they’re not all nice. With RAKprotect* Personal Accident Insurance, you can be ready for them. It offers loads of benefits that hopefully you’ll never need, but are glad that you do. RAKprotect is also flexible, so you can choose the accident insurance cover you want.
| Scope of insurance cover | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5** |
|---|---|---|---|---|---|
| Accidental Death | 100,000 | 200,000 | 300,000 | 400,000 | 500,000 |
| Permanent Total Disability | 100,000 | 200,000 | 300,000 | 400,000 | 500,000 |
| Permanent Partial Disability (as per continental scale) | 100,000 | 200,000 | 300,000 | 400,000 | 500,000 |
| Accidental Hospitalization Expenses | 8,000 | 12,000 | 15,000 | 20,000 | 25,000 |
| Repatriation | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 |
| ** Minimum monthly Salary requirement for RAKprotect Plan 5 is AED 25,000 | |||||
Protect your family!
RAKprotect can cover your spouse too. Your children can also be covered for 50% of the cover value on Accidental Death, Accidental Hospitalization and Repatriation expense excluding Permanent Total Disability and Permanent Partial Disability cover.
Monthly Premium
| Plan | Monthly premium for Primary Insured | Monthly premium for Spouse |
|---|---|---|
| Plan 1 | AED 15 | AED 15 |
| Plan 2 | AED 26 | AED 26 |
| Plan 3 | AED 35 | AED 35 |
| Plan 4 | AED 45 | AED 45 |
| Plan 5 | AED 65 | AED 65 |
Children are covered against Death in case of an accident for AED 50,000, Hospitalisation expenses in case of an accident up to AED 4,000 and Repatriation benefits in case of an accident up to AED 2,500, at a nominal monthly premium of AED 8.
Other Salient feature include:
- Hassle free enrolment process
- Enjoy one month free coverage if you pay your premium annually
- 10% Family Discount only if self, spouse and children residing within UAE are enrolled for RAKprotect policy
- Flexible payment modes - Credit Card, Direct Debit to RAKBANK Account
- Choice of payment frequencies: Monthly, Quarterly, Half Yearly or Annual
Eligibility:
- UAE Residents
- Age
- Adult: 18 and 70 years of age but restricted to 65 years at the time of enrollment
- Child: 6 months up to 18 years at the time of enrollment
- For a full time student, unmarried and primarily dependant on the insured person, maximum age at entry is 23 years
- Maximum age at coverage is 70 years
